Basic health insurance

A Basic health insurance is compulsory for everyone in the Netherlands. The government determines what costs are covered in the Basic health insurance. With Menzis you can choose from 3 different Basic insurances.

Menzis Basic insurances

Menzis Basis Voordelig

€ 151,25

Deductible from € 385

  • You have a wide choice of good care providers
  • Are you going to a care provider without a contract with Menzis? Then the costs will be covered varying between 65% and 100%, depending on the type of insurance you have, and the type of care you need

  • You arrange your care online as much as possible

  • You can choose between 2 additional insurances

Menzis Basis

€ 156,25

Deductible from € 385

  • You have a wide choice of good care providers
  • Are you going to a care provider without a contract with Menzis? Then the costs will be covered varying between 75% and 100%, depending on the type of insurance you have, and the type of care you need.

  • You arrange your care online as much as possible. Need help? Ask Menzis.

  • You can choose between 4 additional and 3 dental insurances

Menzis Basis Vrij

€175,75

Deductible from € 385

  • You have a wide choice of good care providers
  • If you go to a contracted care provider, you don't have to pay in advance
  • Are you going to a care provider without a contract with Menzis? Then the costs will be covered 100%, except for mental health. Then you will receive reimbursement up to 75% of the bill up to a maximum of 75% of the amount that Menzis has contracted on average for that treatment. For nursing an care you will receive reimbursement up to 85% of the bill up to a maximum of 85%.

Coverage Basic insurance 2026

The Dutch government determines the coverage from the Basic health insurance. This includes, among other things: 

  • General practitioner care
  • Medicines
  • Treatment and stay in the hospital 
  • Maternity and obstetric care
  • Dental care up to the age of 18

Differences Basic insurances

  • Menzis Basis Voordelig and Menzis Basis are natura policies, which means that care from a contracted care provider is covered. 
  • Menzis Basis Vrij is a combination insurance, which means you can choose the care provider that suits you best. Even if the care provider does not have a contract with Menzis. Exceptions are mental healthcare providers (GGZ) and nursing and care providers (Wijkverpleging).
  • If you choose the care of non-contracted providers of “GGZ” or “Wijkverpleging”, 75% of your costs are covered, with a maximum of 75% of the amount Menzis covers in average for that treament.
  • If you choose the care of non-contracted providers of “Wijkverpleging”, 85% of your costs are covered, with a maximum of 85% of the amount Menzis covers in average for that treament. 
  • The coverage for non-contracted care varies.
  • You can voluntarily increase your deductible by € 100, € 200, € 300, € 400 or € 500. With Menzis Basis Voordelig this is only possible with € 500. The higher your deductible, the more discount you get on your premium. 
  • Everyone is welcome

Healthy or sick, we do not select based on health or age

  • Personal service, online if you prefer

Our customers rate our service with a score of 8,3/10 (Klantmonitor Zorg 2024)

  • Wait 98 days less for a treatment

Thanks to our care advisors, you can get an appointment faster