Basic health insurance

A Basic health insurance is compulsory for everyone in the Netherlands. The government determines what costs are covered in the Basic health insurance. With Menzis you can choose from 3 different Basic insurances.

Calculate your premium

Menzis Basic insurances

Menzis Basis Voordelig

€ 119

Deductible from € 385

 

  • You have a wide choice of good care providers
  • Are you going to a care provider without a contract with Menzis? Then the costs will be covered varying between 65% and 100%, depending on the type of insurance you have, and the type of care you need

  • You arrange your care online as much as possible

  • You can choose between 2 additional insurances

Menzis Basis

€ 133,25

Deductible from € 385

With Menzis Leefkracht collective: € 126,59

 

  • You have a wide choice of good care providers
  • Are you going to a care provider without a contract with Menzis? Then the costs will be covered varying between 75% and 100%, depending on the type of insurance you have, and the type of care you need.

  • You arrange your care online as much as possible. Need help? Ask Menzis.

  • You can choose between 4 additional and 3 dental insurances

Menzis Basis

€ 143,75

Deductible from € 385

With Menzis Leefkracht collective: € 136,56

 

  • You can choose the care provider that suits you best
  • If you go to a contracted care provider, you don't have to pay in advance
  • Are you going to a care provider that does not have a contract with Menzis? You are fully covered, as long as the rates are reasonable. Are the prices unreasonably high? Then you will not be covered for the amount that is unreasonably high. Please note that you will first have to pay the invoice of the care provider first. 

Get 7% discount on your premium

The Menzis Leefkracht collective combines support for a healthier lifestyle with excellent health insurances and discount on your premium. Anyone can apply. Even when you are already insured with Menzis. 

With the Menzis Leefkracht collective you will recieve a 5% discount on the Menzis Basis and Menzis Basis Vrij insurances, and 7% on the additional (dental) insurances that go with these Basic health insurances. Your family members also receive this discount. 

Choose Leefkracht collective

Coverage Basic insurance 2022

The Dutch government determines the coverage from the Basic health insurance. This includes, among other things: 

  • General practitioner care
  • Medicines
  • Treatment and stay in the hospital 
  • Maternity and obstetric care
  • Dental care up to the age of 18

 

Differences Basic insurances

  • Menzis Basis Voordelig and Menzis Basis are natura policies, which means that care from a contracted care provider is covered. 
  • Menzis Vrij is a restitution policy, which means you can choose the care provider that suits you best. Even if the care provider does not have a contract with Menzis. 
  • The coverage for non-contracted care varies.
  • You can voluntarily increase your deductible by € 100, € 200, € 300, € 400 or € 500. With Menzis Basis Voordelig this is only possible with € 500. The higher your deductible, the more discount you get on your premium. 
  • What is the difference between a Basic and additional insurance?

    The Basic insurance covers general care, such as the GP, and is compulsory for every Dutch resident. An additional insurance is not compulsory. You choose to extend the Basic insurance with the care you think you need. Additional insurances are compiled by the insurers. 

  • Who determines what the Basic insurance covers?

    Every year, the Dutch government determines what is included in the Basic health insurance. The Basic insurances of Menzis must comply with what the government determines. The content of the Basic health insurance is therefore the same for every health insurer.

  • Everyone is welcome

We do not select based on health or age

  • Ability to visit any Dutch hospital

Check the Care finder to see the agreements we made with each hospital

  • Waiting time for a treatment? 

We check which care provider can see you asap