Mandatory and voluntary excess

Mandatory excess

The Basic Health Insurance has a madatory excess of € 385 for everyone over 18. This means that the first € 385 of medical costs have to be paid by you. The excess does not apply to additional and dental insurances. 

Free of charge regarding the excess

  • Treatment by your GP 
  • Obstetric care Maternity care 
  • Follow-up check-up after organ donation 

A lower premium by selecting a voluntary excess

If you are over 18 you can choose a voluntary excess of € 100, € 200, € 300, € 400 of € 500 per year in addition to your excess. You will then receive a discount on your premium. The voluntary excess will be added to the mandatory excess.

Voluntary excess  Premium discount per month Premium discount per year 
€ 100  € 3  € 36
€ 200  € 6  € 72
€ 300   € 9  € 108
€ 400   € 12  € 144 
€ 500   € 20  € 240

Mandatory and voluntary Menzis Basis Voordelig excess

If you would like a voluntary excess and you choose Menzis Basis Voordelig, you can only apply for a voluntary excess of € 500. You will then receive a discount of € 20 per month, your monthly premium will be € 83.

Paying your excess

If we pay medical expenses directly to a care provider, we will send you an invoice regarding your excess to be paid to Menzis. If you have paid an onvoice yourself, we will deduct the excess from the reimbursement you will receive. 

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